It's important you keep us updated if your circumstances change.

Change of address

If you move house or change your home email address as an active member of the scheme still working for the company, please let HR know via SAP. Your pension records will be updated accordingly.

Change in working hours and family leave

If you work part time, or have worked part time in the past, your pensionable service used to calculate your retirement benefits will be pro-rated based on the hours you have worked.

HR will let us know of any changes in your working hours so that we can adjust your benefits accordingly.

Family leave

If you take maternity, paternity, adoption, shared parental leave, or childcare breaks you’ll continue to be a member of the Scheme.

Your contributions will be based on the salary you receive during your leave, up to the level of your capped pensionable salary.

Ill health

If you’re seriously ill and unable to continue working for the Company, you may be entitled to ill-health benefits from the Scheme.

The Scheme’s medical adviser would need to carry out a full medical assessment to determine whether you meet the criteria for ill-health retirement.

You can find out more about ill health retirement on the ill-health retirement page.

Divorce or dissolving a civil partnership

Pensions are taken into account during divorce or civil partnership dissolution settlement discussions. Your solicitor will need to consider any benefits you and your spouse or partner may have including benefits payable from the Scheme.

Please ask your solicitor to contact UK Pensions Operations for the necessary information before a pension sharing or earmarking order is drafted.

Death benefits - keep up-to-date

If you die while you’re still employed by the Company, your beneficiaries will be paid a lump sum death benefit, and your dependant(s) could receive a dependant’s pension. If you’re not married or in a civil partnership you can nominate someone else to receive the dependant’s pension.

Make sure the death benefit lump sum is going to the right person

You can nominate more than one person and indicate what percentage you'd like them to receive. To let us know who you’d like to receive the lump sum, or to update your beneficiaries at any time:

If you use My Online Services:

  • Login to My Online Services
  • Fill in the Letter of Intent form
  • The details will be updated immediately.

or

If you don't use My Online Services:

  • Print and complete the Letter of Intent
  • Send it to us in the post (address is on the form)
  • Details will be updated and we’ll confirm the changes have been done.

Nominate someone to receive a dependant’s pension

If you’re not married or in a civil partnership, you can nominate:

  • a partner
  • an aged parent
  • a disabled child who isn’t able to support themselves financially.

In the event of your death, the people you have nominated will need to provide evidence of their financial dependency or interdependency.

If you use My Online Services:

  • Login to My Online Services
  • Fill in the Dependant Nomination form on the homepage
  • The details will be updated immediately.

or

If you don't use My Online Services:

  • Print and complete the Dependant Nomination form
  • Send it to us in the post (address is on the form)
  • Details will be updated and we’ll confirm the changes have been done.

What do beneficiaries get?